BBS 3rd year Monetary policy
Key Highlights of the Current Monetary Policy (FY 2082/83 / 2025–26) 1. Stance: Cautiously Flexible & Accommodative NRB has maintained a flexible policy aimed at revitalizing the economy by promoting credit growth and private sector investment, while protecting macroeconomic stability. 2. Interest Rate Adjustments Policy Rate : Reduced from 5% to 4.5% Bank Rate (upper bound of rate corridor): Reduced from 6.5% to 6% Deposit Collection Rate (lower bound): Reduced to 2.75% (previously 3.0%) 3. Macroeconomic Targets GDP Growth : Target set at 6.0% Inflation : Aiming to hold it within 5–5.5% Private Sector Credit Growth : Expected to reach 12% Money Supply Growth : Projected at 13% External Stability : Maintain enough foreign exchange reserves to cover at least 7 months of imports 4. Credit & Lending Enhancements Housing Loans : Loan cap increased from Rs 20 ...